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Credit Card Tips  

 

  • Shop around for credit card terms that are best for you.  
  • Make sure you understand the terms of a credit card plan before you accept the card. Review the disclosures of terms and fees that must appear on credit-card offers you receive in the mail.  
  • Pay bills promptly to keep finance charges as low as possible.  
  • Keep copies of sales slips and promptly compare charges when your bills arrive.  
  • Protect your credit cards and account numbers to prevent unauthorized use. Draw a line through blank spaces above the total when you sign receipts. Rip up or retain carbons. 
  • Keep a list of your credit card numbers and the telephone numbers of each card issuer in a safe place in case your cards are lost or stolen.

 

 

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Last modified: July 13, 2004