|
There is a
lot of media hype about whether credit cards can be used
safely over the Internet. The truth is, every time
you use your credit card in a restaurant or in a
super-market, you're exposing yourself to as much or
greater risk than in buying something from an insecure
website. When you buy something in a mall or similar
store, you're not only giving the store your credit card
number and expiration date, but also a copy of your
signature and often an imprint of your credit card itself.
But do you hear a lot of excitement in the media
about the risks of buying things at malls? No!
It is true that a clever
hacker with special equipment and software might be able
to intercept email messages or web-page interactions, grab
a card number and expiration date, and buy things with
your card. This would take a LOT of work and some
pretty special skills. Most credit card companies
offer extensive fraud protection - if you report a bogus
charge on your credit card statement, the card company
will usually remove it with minimal hassle.
Deciding
whether or not to order something from a non-secure web
site is a personal decision. If the
convenience of web-ordering is worth the statistically
small risk of credit card fraud, go ahead and order from a
non-secure site. Otherwise, please contact via
telephone, fax or email to place your order.
How to shop online securely
Internet is one of the most convenient ways of shopping as it recognizes no
queuing and no geographical boundaries. Anybody in anyplace could go
shopping on the internet. This online shopping has been a trading medium
with tremendous growth and worldwide popularity.
This online shopping is supported with credit card usage that keeps getting
widely accepted. Credit cardholder could make purchases at home at anytime
with no queuing, no traffic jam and enormous time saving.
In order to avoid the unwanted incidents, here are some smart tips on how
you should go shopping online securely:
-
Find out what type of payment security is being used, whether it is SSL
(Security Socket Layer) or SET (Secure Electronic Transaction). With these
systems, any information sent out will be encrypted in order to evade fraud
or misuse by unauthorized person.
-
Recheck your order delivery (delivery fee, tax, delivery time, etc). This
information has to be clearly listed by the merchant and you have to know it
prior to giving approval to the purchase.
-
Supply different user ID and password for each merchant.
-
Print out all forms and receipts from all completed transactions.
-
Never
reveal your credit card details to merchant that does not utilize a security
system or via e-mail.
|